About Us - Fighting for Financial Transparency

The Need for Transparency

Members deserve to know key information about their SACCOs:

Who manages their savings (leadership names)
Financial health and stability (published statements)
Legal standing and compliance (court records)

We believe transparency builds trust and helps members make better decisions.

Our analysis of 380+ licensed SACCOs found:

70% don't publicly disclose financial statements
60% don't publish leadership names
45% have limited website or public information

Greater transparency benefits both members and well-managed SACCOs.

What We're Building

The Transparency Score™

Every SACCO gets scored 0-10 based on financial disclosure, leadership transparency, and public information availability.

Objective scoring based on public information.

Official Information

All data comes from official sources: SASRA registry, Kenya Law court records, and published financial statements.

Facts from official sources, not rumors or speculation.

Informed Decisions

Our reports help members make informed choices by providing transparency scores, financial health indicators, and leadership information.

Supporting Good Governance

Transparent SACCOs score higher in our system, helping well-managed cooperatives stand out and attract members.

Our Values

Transparency Above All

We practice what we preach. Our methodology is public, our scoring is explained, our data sources are cited.

Independence

We maintain independence in our scoring. SACCOs cannot pay for better scores. All findings are based solely on public information.

Data-Driven

Every score, every red flag, every recommendation is based on official SASRA records, court cases, published financial statements, and confirmed leadership information.

We don't guess. We research.

Accountability

We hold SACCOs accountable. We hold ourselves accountable. All reports are dated, sources are documented, methodology is transparent.

Our Methodology

We believe in showing our work. Here's exactly how we calculate transparency scores:

Base Criteria (5 points)

SASRA licensing: 1.5
SACCO type: 1.0
Category stability: 1.0
Data freshness: 0.5
Contact info: 1.0

Transparency Criteria (6 points)

Leadership disclosure: 1.5
Financial disclosure: 1.5
Overall transparency: 3.0

Penalties

Critical red flags: -1.5 each
Warning flags: -0.5 each
Court cases: -0.5 each (max -2.0)

Result

8.5-10: EXCELLENT transparency
7.5-8.4: GOOD transparency
6.0-7.4: FAIR transparency
<6.0: POOR transparency

Frequently Asked Questions

Aren't you hurting SACCOs?

No. We're helping good SACCOs stand out and pushing bad ones to improve. Transparent SACCOs score high. Opaque ones score low. That's fair.

What if a SACCO can't publish financials?

Then they shouldn't be managing member money. SASRA requires audited statements. Publishing them publicly shows confidence and accountability.

Don't SACCOs have a right to privacy?

Members have a right to transparency. When you manage billions of member savings, accountability > privacy.

How do you make money?

We charge members KES 100 per report. That's it. We don't accept SACCO advertising, sell better scores, or charge SACCOs for listing.

Member trust = Our business model

Promoting Financial Transparency in Kenya's SACCO Sector